Phone/text Cheryl Klein at (207) 892-7656

Fees for Counseling Services

For office visits, most (but not all) insurance is accepted with co-pay fee required (cash or check, receipts gladly provided) at the time of the visit. Cheryl Klein, M. Div., is a provider for the following insurance:
- Aetna
- Anthem
- Blue Cross/Blue Shield (depending upon the state and policy)
- Cigna and Cigna EAP
- Harvard Pilgrim
- Magellan EAP
- Martin's Point US Family Healthcare
- Optum
- Teamsters Behavioral Health

Authorization, benefits and eligibility must be verified as well as applicable deductibles and copay amounts.

Sadly, Mainecare, Medicare, TriCare, Medicaid and other government insurances are not accepted at this office due to state/federal limitations. Clients who may be connected with faith communities may seek financial assistance with their ministers, rabbis, etc., who may be aware that pastoral counselors are not eligible to provide care for government insurances, and who may, within their faith communities, have discretionary funds for helping members with counseling.

If insurance is not utilized, the maximum fee is $150 per session, with a minimum fee of $75 per session available. Fees are due at each session and may be paid by cash (receipt available) or check. HSA cards are accepted but other credit and/or debit cards are not accepted.

Face-to-face sessions in the Windham office are approximately 45 minutes in length. Individual sessions are available for women and men, minimum age 18.

Office location: 76 Tandberg Trail (Route 115), Suite 3, Windham, Maine. (Just behind the Better Homes & Gardens Real Estate)
Mailing address: PO Box 204, South Windham ME 04082


Tuesdays       2:30 PM to 6:15 PM
Wednesdays  10 AM to 6:15 PM
Thursdays      10 AM to 5:30 PM
Fridays           10 AM to 6:15 PM
Saturdays       10 AM to 1 PM

For more information or to schedule a session, please contact Cheryl Klein at (207) 892-7656 (phone or text) or by email to